Introduction||Product Overview||Process Flow

 

SmartFin Enterprise

 

Introduction

 

Our SmartFin (Enterprise) package will provide you with all the facilities and features available in the

market place today plus many more. The SmartFin package can be configured to support and operate

under any management philosophy. Our package is a Windows based system developed in SQL and it is a

truly fully multi-user system with a built in automated transaction rollback feature. (This is a must for any

multi-user system) 

Some features include: 

• Built in data integrity & verification module (Internally automated auditor module)

• User configurable reports & Security

• Handling of Multiple Debtor Books with a 3-level Hierarchical Accounting Structure

• Supports Flat Rate, HP loans and Amortization Loans

• Supports user definable documents

• Fully integrated Financial Management System

With integrated Financial Statements, i.e. Income/Expense, Balance Sheet and Cash Flow statements.

 

Financial Engine

 

A fully fledged financial management system with the following features:

• Highly user configurable reports. (report writer feature)

• Graphic reporting

• Auditable transaction trace of all transactions

• Integrated Long term loan module – operating similar to HP loans

• Simultaneously supports integrated multiple types of financing methods:

• Flat rate loan with / without monthly interests

• Hire purchase loans (Standard HP loans)

• Financial Wizard profile (product offering) loans - Varying interest rates over duration of loan

• Quick Loans (product offering) loan - pre-set loans and repayment criteria

• Card and File control facility

• User configurable security system with unlimited user role definitions

• User definable documents supporting multiple languages

• Intuitive and consistent man/machine interface (ease of use)

• Pain free installation and upgrade procedure

• Contracts with up to 240 payments are supported (Daily, Weekly, Fortnightly, Monthly terms)

• Supports user specific and user exclusive reports/functions.

• Plus much much more

Optional Modules / Applications:

• Integration to credit bureau's & PS&S NLR Direct (ECC)

• Integration to Banks for recovery purposes - FNB, ABSA, and Card Swiping Devices (EBT)

• Integration to Electronic Insurance Industry i.e. Prosperity Credit Life & Funeral Policies. (EII)

• Integrated SMSing, Air Time Sales, etc. facilities. (EPSS)

• Supports Bar Coding Facilities.

• Policy (Premium) Module

• Agent Commission Module  (This module can handle up to 9 levels of agent commissions.)

• Integrated Pre-Loan Aproval System (PLAS)  (Requires the e-Document system to be activated)

• Integrated Arrears Management System (AMS)

• Integrated Electronic Document Transmission (e_Docs)

• Integrated e-Messaging throughout the Network (e_Messaging)

• BIOMETRICS - Fingerprint Authentication

• Internet Loan Application Facility (e_loans)

• Integrated Report Writer (Smart Reports) based on Report Builder.

• Amortization Loans (Interrest is calculated on daily balance of account)

        The "SmartFin Corporate" module allows the running of multiple independent offices to simultaneously reside on one machine, providing full functionality at the level of individual offices and on selectable groups of offices.